no-fault
adjective [ before noun ] law uk/ˌnəʊˈfɒlt/ us/ˌnoʊˈfɑːlt/
（尤指给付赔款前）不追究过失责任的，无过失的
A no-fault agreement or system is one in which blame does not have to be proved before action can be taken, especially before money can be paid.
a no-fault divorce 无责任离婚
a no-fault insurance policy 不追究过失责任的保险方案