non-prime
adjective finance & economics specialized (also nonprime) uk/ˌnɒnˈpraɪm/ us/ˌnɑːnˈpraɪm/
（向可能无力偿还的人提供贷款，尤指购房贷款）非优质的
relating to the practice of lending money, especially to buy a house, to people who may not be able to pay it back
Typically, non-prime loans are made to people with a low credit score and cost the borrower more.
About 25% of mortgage holders in Louisiana are considered nonprime. 路易斯安那州约有25%的抵押贷款持有人被认为是非优质贷款客户。
Synonym: subprime
See also: non-prime number
- More examples
- In 2006, at the height of the housing boom, Goldman underwrote over $59 billion of non-prime mortgages.
- Hundreds of smaller mortgage lenders sprang up around the country, primarily non-prime lenders offering loans at 100%
- There is evidence that responsible nonprime lending can be beneficial and safe for the borrower as well as profitable for the lender.