risk-averse
adjective uk/ˈrɪsk.əˌvɜːs/ us/ˈrɪsk.əˌvɝːs/
不愿意承担风险的，尽量避免冒险的
unwilling to take risks or wanting to avoid risks as much as possible
He feels modern attitudes to children's play are too restrictive and risk-averse. 他觉得当代对孩子玩耍的态度过于限制和逃避风险。
risk-averse investors 不愿冒险的投资者