Rafferty's rules
noun [ plural ] Australian informal uk/ˈræf.ə.tiz ˌruːlz/ us/ˈræf.ɚ.t̬iz ˌruːlz/
杂乱无章，混乱（尤用来指无序竞争或管理混乱的组织）
a situation in which there are no rules; used especially when referring to a competition, system, etc. that is not well organized
It's hard to regulate financial systems, but that's not an argument for Rafferty's rules. 对金融系统的监管很难，但这并不是说它就该杂乱无章。